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Smith & Wesson model 10 4" barrel .38 special. Look into it.
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+1, or the same gun with stainless steel finish (Model 64), adjustable sights and blued finish (Model 15), or both (Model 67).
They're inexpensive and easy to find, yet hold their value; unless you make a remarkably bad purchase, you'll always be able to sell it for at least what you paid for it. (However, you'll find that never want to sell it.
) The triggers are wonderful. Their ergonomics and pointability are great. They're as dependable as the sunrise. They're accurate. The cartridge is relatively mild and pleasant to shoot, yet potent enough for confident SD use. Their lines are classic and timeless, with no excess fat. They wouldn't have been the standard American police gun for 3 generations if they weren't any good.
IMHO their only drawback is that they won't fire .357Mag, but OTOH this holds the price down relative to comparable .357Mag Smiths.