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Tamara,
I know your pain. Back in '81 I got knocked off my Yamaha by some clown doing a drastic, no-signal lane change. They reconstructed my left wrist but I left my spleen at the hospital.
I wish you a complete and speedy recovery.
As for GEICO, I decided I'd never do business with them after I read that they donated free radar guns to PDs in jurisdictions where rates were set low by state insurance boards. More radar guns, more violations, more justification to raise rates. Bastards.
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