I've only had experience with two "not garden variety" factory loadings.
I found that the Federal .243 loads with the Sierra 85-grain HPBT gave the same half- to 3/4-MOA groups as my own handloads with that bullet.
I found that the Federal Premium High-Energy .30-'06 loads with the Sierra 165-grain HPBT gave the same 3/4- to 1-MOA groups as my handloads with that bullet. Emails back and forth with a guy in Australia who had a chronograph and had tested that load showed that the factory claim of 3,150 ft/sec was correct. Impressive.
Outside of that, no experience.
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