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Considering that my phone came as a package deal with the 1 year service contract, I'd only be out $20 if they bolted with it. I'd ask for a 20 dollar bill to hold onto. If they stole it, I'd just hit the next payphone and have the service stopped. No reason to stop being neighborly over 20 bucks.
Edited to mention that I'd be sure to dial the number for them.
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