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My preference would be for revolvers for this purpose. I carry mostly semi-autos on my person but with a revolver near my bed. One of the reasons is that I tend to let my "house gun" sit longer without maintenance. Two or three months with no lube might cause a malfunction with a semi-auto but is very unlikely to cause a revolver to actually malfunction.
In addition to a S&W J-frame, a Model 10 (K-frame) would serve well for this purpose. You can still get these at affordable prices if you don't look for NIB.
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